Join our community
Help is at hand, Click on the links below to join our community
Free Debt Reports
We pride ourselves on the vast amount of free quality content we feature on the site, our aim is to provide answers to 99.9% of the questions you will have regarding all aspects of debt management.
Our professionally prepared reports are totally free to download and provide extensive detailed information. Simply click on the links below to get your report.
DIY Debt Solutions
Ideally suited to debts of less than £5k with some disposable income available. Learn how to consolidate your situation and reduce your monthly payments by learning to negotiate with your creditors directly.
DIY Debt Solutions Debt Management Plan
Designed for debts of up to £15k where creditor pressure is becoming too much to handle and you may have failed to agree to an overall acceptable monthly payment with your creditors directly.IVA
Minimum total Debt of £15k to qualify for an IVA. Typically you can write off up to 75% of your debts and repay the balance over 5 years. This is a formal arrangement and failure to maintain it can have serious implications
Bankruptcy
If you have been refused an IVA or simply do not have any disposable income to come to an arrangement with your creditors Bankruptcy may well be your best option but professional help and advice is strongly recommended before entering into any formal arrangements.