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DIY Solutions | Debt Management Plan | Individual Voluntary Arrangement | Bankruptcy

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Our Services

Our approach is slightly different to the majority of debt management companies, we understand not everyone needs to put a debt plan in place, enter into an official IVA or file for bankruptcy and the vast majority of our first time visitors want nothing more than some sound impartial advice as a starting point to getting their house in order.....
Our Services
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Professional Help

Should you decide getting professional advice might be beneficial after digesting the information available we can arrange for you to discuss your own individual circumstances with an approved debt advisor. We do not provide any professional services directly, we have looked closely at the range of debt advice currently available and we only recommend companies with a proven track record. Professional Help

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DIY Debt Solutions

Ideally suited to debts of less than £5k with some disposable income available. Learn how to consolidate your situation and reduce your monthly payments by learning to negotiate with your creditors directly. DIY Debt Solutions

Debt Management Plan

Designed for debts of up to £15k where creditor pressure is becoming too much to handle and you may have failed to agree to an overall acceptable monthly payment with your creditors directly.

Debt Management Plan

IVA

Minimum total Debt of £15k to qualify for an IVA. Typically you can write off up to 75% of your debts and repay the balance over 5 years. This is a formal arrangement and failure to maintain it can have serious implications

IVA

Bankruptcy

If you have been refused an IVA or simply do not have any disposable income to come to an arrangement with your creditors Bankruptcy may well be your best option but professional help and advice is strongly recommended before entering into any formal arrangements.

Bankruptcy