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Banks have been exploiting customers for years with charges of around £25 for exceeding an overdraft or having direct debits and cheques returned unpaid. Now the law says charges over £12 are unfair and can be claimed back over six years.
You may already know that most bank charges claims are on hold due to an ongoing court case, but did you know you are entitled to reclaim bank charges now if you are in financial hardship?
The Financial Services Authority said: “A complainant is considered to be in financial difficulty when his or her income is insufficient to cover reasonable living expenses and meet financial commitments as they become due.”
Financial commitments include bill payments; such as utilities, credit cards or mortgage payments.
We do all the work for you. Legal arguments can bog down the reclaiming process but our experts’ knowledge of the financial industry gets results.
Start reclaiming six years of unfair bank charges today by completing the online form or calling us on 0800 520 0923.
Our well friendly staff at our call centre are waiting to take your call between 8.30am-9pm Mon-Fri and 10am-5pm Sat-Sun.
1. Professional claims service – comprehensive service no matter how small the claim 2. Intensive follow up procedure – we tirelessly pursue your bank for compensation 3. Legal expertise – we won’t be fobbed-off by your bank’s legal objections 4. Bank and beyond – we are prepared to take your claim to the Financial Ombudsman 5. No-win no-fee service – there is no charge if your claim is unsuccessful 6. Competitive commission – we only charge 23% + Vat for successful claims
Prove you are suffering financial hardship by submitting any of the following:
Returning any of the above documents to us with your application pack will help us provide you with a faster service.
