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If you have ever missed a credit card payment, had a payment returned or exceeded your limit, then you will know that credit card companies have been imposing extortionate charges of around £35.
If you thought your credit card charges were unfair, you weren’t alone. In 2006, the Office of Fair Trading ruled that a default credit card charge should “only be used to recover certain limited administration costs” and branded charges of more than £12 as “significantly higher than what is legally fair.”
The OFT also ruled that you can reclaim credit card charges in excess of £12 as far back as 6 years, or 5 years if you live in Scotland.
Debts.org specialises in getting your unfair credit card charges refunded. Our no win no fee policy means we only charge 23% +VAT if your claim is successful and because we are part of a large insurance company, we guarantee you a level of service that smaller claims management companies are unable to deliver.
Reclaim credit card charges today by completing the online form or give us a call on the above number. Our well-staffed and friendly call centre is ready to take your call between 8.30am-9.00pm Mon-Fri and 10am-5pm Sat-Sun.
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