Thursday, 23 July 2009

Debt help and advice on forum boards

posted by debts.org at 02:32

For free debt advice, there are a number of companies and organisations who can help you find a debt solution.

• The Consumer Credit Counselling Service (www.cccs.co.uk) is a charity with a first class reputation. They can send you self-help packs, arrange counselling sessions and negotiate with your creditors on your behalf.

• Citizen´s Advice Bureau (www.citizensadvice.org.uk) offers a drop-in centre in most towns with trained volunteers who will help to arrange a debt management plan between you and your creditors.

• Also check out Payplan (www.payplan.com) and National Debtline

(www.nationaldebtline.co.uk) who can give you free debt advice and guidance.
• If you prefer to get some advice yourself, one of the best ways to do it is to check out the forum board at www.debts.org , where you will find plenty of other people in the ´same boat´ who can offer excellent advice about particular debt problems which they are probably experiencing, or have overcome themselves.

• Contributors to the forum board have experienced various different levels of debt, and many have only faced their debt problems after speaking to people in the same situation. This will encourage you to face your debt problems, and to realise there are other people who have been in the same or worst financial situations than you, but have managed to come out the other side. The aim of a debt forum is not to be judgemental but to give other people help with their debts straight from the ´horse´s mouth.´ Debt collectors and bailiffs

Debt forum boards can also give you advice about how to write letters to creditors, plus information about what to do if threatened with house repossession, debt collectors or bailiffs. There is no longer any need to suffer in silence, and you should take positive action and check out the forum board at debts.org. This could be the first step towards a debt-free future.

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