Credit Cards Guide & Advice – Debts

• 0% Balance Transfer Cards
• 0% Purchase Cards
• 0% Balance Transfer and Purchase Cards
• Cashback Cards
• Long Term/ Life of Balance Transfer
• Low Standard Rate Cards
• Loyalty Reward Cards

Card	Rate	Duration	BT Fee	Typical APR
Capital One BT Exclusive	0%	Until 01/10/2009	3.0%	15.9%
Virgin Credit Card	0%	15 mths	2.98%	15.9%
Capital One Platinum	0%	Until 01/09/2009	3.0%	12.9%
Egg Card	0%	Until 01/09/2009	3.0%	16.9%
Barclaycard Platinum 'As on TV'	0%	14 mths	2.9%	14.9%

Card	Rate	Duration	BT Fee	Typical APR
Capital One Platinum	0%	Until 01/09/2009	12.9%
Capital One Platinum Exclusive	0%	Until 01/05/2009	11.9%
Halifax One Online Special	0%	10 mths	15.9%
Bank of Scotland	0%	10 mths	15.9%
Barclaycard Life of Balance	0%	10 mths	15.9%

Card	Rate	Duration	BT Fee	Typical APR
Capital One Platinum	Until 01/09/2009	Until 01/09/2009	12.9%
Capital One Platinum Exclusive	Until 01/05/2009	Until 01/05/2009	11.9%
Halifax One Online Special	10 mths	10 mths	15.9%
Bank of Scotland	10 mths	10 mths	15.9%
Capital One BT Exclusive	Until 01/10/2008	Until 01/10/2009	15.9%

Card	Rate	Duration	BT Fee	Typical APR
American Express Platinum	5% Moneyback for 3 months, up to 1.5% thereafter
Capital One Cashback	4% rebate until 01/09/08 on purchases, 1% thereafter
Shell MasterCard - Citi	3% rebate on Shell fuel spend, 1% on other purchases
Barclaycard Cashback	4% Cashback until 31/07/08, 0.5% until 01/01/10

Card	Rate	Duration	BT Fee	Typical APR
Barclaycard Life of Balance	6.5%	15.9%	Life of Balance

Card	Rate	Duration	BT Fee	Typical APR
Barclaycard Low Rate Special	8.8%	56
Capital One Platinum Exclusive	11.9%	56

Card	Rate	Duration	BT Fee	Typical APR
MBNA Platinum Rewards Card	1 point for every £1.00 spent

Also, you can find out how or take advantage of some incentives, such as cashback or 0% purchase credit cards. If you have any doubts about ‘plastic credit’ or are uncertain about the benefits a credit card can offer, this guide is for you.

Applying for credit cards online – where credit card rates can be easily compared – is one way of finding the best credit card deal. Whether at your bank or online, there are a range of cards on offer, but how can you be certain of choosing the best credit card? Also, what should you know aboutcharges? Here we will walk through the implications of owning a credit card, what to look for in the small print and how to avoid debt on your plastic. We will also outline some tips on credit card interest rates.

With UK credit card debt at £1.8 billion, managing yours has never been more important.

If you have used the services of any card provider we would appreciate your feedback. Our debt Forum is the place to post a message or check out what other people have to say on cards or any other matter pertaining to personal finance. We also have a comprehensive list of card providers in our A-Z directory.

Considering a credit card? Compare credit cards on our comparison tables to ensure you get the best credit card deal. Finally, keep up-to-date with the latest credit card information by visiting our Economy Latest section. Debts has all the news concerning credit cards and personal finance in the UK, as it happens.

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