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With personal debt in the UK at £1trillion, there has never been a better time to take control of your finances. Prepaid cards can help you stick to a budget as well as offer the convenience of a credit card when travelling abroad.
Bankruptcy prepaid cards are becoming increasingly popular amongst consumers who cannot gain credit due to insolvency. To apply for a bankruptcy prepaid card is easy – you will not be subjected to a credit check or be asked about your financial history. More...
| Card | Rate | Duration | BT Fee | Typical APR | |
|---|---|---|---|---|---|
| FairFX Dollar Currency Card | N/A | ₤ 0.00 | ₤0.00 | UK ATM: $2.00 Per withdrawal Foreign ATM: $2.00 Per withdrawal |  |
| FairFX Euro Currency Card | N/A | ₤0.00 | ₤0.00 | UK ATM: €1.50 Per withdrawal Foreign ATM: €1.50 Per withdrawal | |
| Caxton Euro Card | N/A | ₤0.00 | ₤0.00 | UK ATM: €2.00 Per withdrawal Foreign ATM: €2.00 Per withdrawal | |
| Caxton Dollar Card | N/A | ₤0.00 | ₤0.00 | UK ATM: $3.00 Per withdrawal Foreign ATM: $3.00 Per withdrawal | |
| 3V Prepaid Voucher | N/A | ₤0.00 | ₤0.00 | | |
| Quidity | N/A | ₤5.00 | ₤0.00 | UK ATM: £1.50 Per withdrawal Foreign ATM: £1.50 Per withdrawal | |
| Prime Payment Card | N/A | ₤3.00 | ₤0.00 | UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| InsureandGo | N/A | ₤0.00 | ₤1.00 | UK ATM: 1.50% (min ₤1.40, max ₤7.50). Per withdrawal Foreign ATM: 2.00% (min ₤2.40, max ₤10.00). Per withdrawal | |
| Oakam Maestro Prepaid Card | N/A | ₤5.00 | ₤4.50 | UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| 360money SplashPlastic | N/A | ₤5.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| The News Of The World Pay Monthly | N/A | ₤6.49 | ₤4.99 | UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| The News Of The World Pay As You Go | N/A | ₤6.49 | ₤0.00 | UK ATM: 1.50% (minimum 99p, max ₤1.50). Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Red88 - Chinese prepaid MasterCard | N/A | ₤13.95 | ₤3.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| Tuxedo Pay As You Go | N/A | ₤9.95 | ₤0.00 | UK ATM: 1.50% (minimum 99p, max ₤1.50) Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| payzone worldwide money | N/A | ₤6.99 | ₤0.00 | UK ATM: ₤1.00 Per withdrawal Foreign ATM: ₤1.00 Per withdrawal | |
| cashplus Gold Active | N/A | ₤9.95 | ₤4.95 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| EasyKard Prepaid | N/A | ₤9.95 | ₤2.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: 3.00% Per withdrawal | |
| cashplus Gold Flexi | N/A | ₤9.95 | ₤0.00 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| The Sun Prepaid MasterCard | N/A | ₤6.49 | ₤0.00 | UK ATM: 1.50% (99p minimum, ₤1.50 maximum) Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Lloyds TSB Travel Money Card | N/A | ₤7.50 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| Just Cash (N&N Financial Solutions) | N/A | ₤7.95 | ₤3.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| Club 18-30 | N/A | ₤8.95 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| Sterling Card | N/A | ₤8.95 | ₤5.95 | UK ATM: ₤2.50 Per withdrawal Foreign ATM: ₤2.50 Per withdrawal | |
| The On-X Prepaid Maestro Card | N/A | ₤8.98 | ₤0.00 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: 2.75% Per withdrawal | |
| Tuxedo Prepaid | N/A | ₤9.95 | ₤0.00 | UK ATM: 1.50% Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Virgin Prepaid | N/A | ₤9.95 | ₤0.00 | UK ATM: 2.95% Per withdrawal Foreign ATM: 3.50% Per withdrawal | |
| Speedcard VEC | N/A | ₤9.95 | ₤2.45 | UK ATM: ₤1.20 Per withdrawal Foreign ATM: ₤1.20 Per withdrawal | |
| Tuxedo Pay Monthly | N/A | ₤9.95 | ₤4.99 | UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Ministry of Sound | N/A | ₤9.99 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| Crystal | N/A | ₤9.99 | ₤2.99 | UK ATM: 1.75% Per withdrawal Foreign ATM: 2.25% Per withdrawal | |
| B&F Prepaid | N/A | ₤9.99 | ₤3.99 | UK ATM: Free Per withdrawal Foreign ATM: 2.50% Per withdrawal | |
| Post Office Travel Money Card | N/A | ₤0.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| CrewCard | N/A | ₤10.00 | ₤1.00 | UK ATM: ₤1.45 Per withdrawal Foreign ATM: ₤2.50 Per withdrawal | |
| Gap Year | N/A | ₤9.95 | ₤4.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| BREAD | N/A | ₤10.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.99 Per withdrawal | |
Prepaid cards are not sources of credit because you will only be using your own money, therefore filing for bankruptcy is of no consequence to prepaid card providers. Get your prepaid card by contacting a provider in our A-Z directory.
There are other prepaid card advantages to consider, they include:
In addition, for those apprehensive about making purchases online, a prepaid card can offer peace of mind. Any charge made to your card can only go as high as the prepaid value. Also, with prepaid credit cards, you’re protected from unauthorized transactions if the card is lost or stolen. For more information on prepaid card benefits check out our page on prepaid card uses.
Prepaid cards allow you to keep a tight reign on your finances. With credit cards being the source of spiralling debt problems, serious action may be required to prevent debt becoming an issue in your life. Prepaid cards are a valuable budgeting tool because they go a long way towards ensuring you buy only what you can afford – instead of putting it on the ‘never ever’.
It takes a special kind of willpower not to part with cash when it is carried around in your hip pocket. Money loaded onto a prepaid card however is out of sight out and out of mind, making it a lot easier to hold onto.
