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You will not be able to improve your credit rating by having a prepaid card, like you would with a regular credit card. Having a credit card proves you are worthy of credit and therefore can help restore your credit rating. (See our pages on credit reports.) More...
| Card | Rate | Duration | BT Fee | Typical APR | |
|---|---|---|---|---|---|
| FairFX Dollar Currency Card | N/A | ₤ 0.00 | ₤0.00 | UK ATM: $2.00 Per withdrawal Foreign ATM: $2.00 Per withdrawal |  |
| FairFX Euro Currency Card | N/A | ₤0.00 | ₤0.00 | UK ATM: €1.50 Per withdrawal Foreign ATM: €1.50 Per withdrawal | |
| Caxton Euro Card | N/A | ₤0.00 | ₤0.00 | UK ATM: €2.00 Per withdrawal Foreign ATM: €2.00 Per withdrawal | |
| Caxton Dollar Card | N/A | ₤0.00 | ₤0.00 | UK ATM: $3.00 Per withdrawal Foreign ATM: $3.00 Per withdrawal | |
| 3V Prepaid Voucher | N/A | ₤0.00 | ₤0.00 | | |
| Quidity | N/A | ₤5.00 | ₤0.00 | UK ATM: £1.50 Per withdrawal Foreign ATM: £1.50 Per withdrawal | |
| Prime Payment Card | N/A | ₤3.00 | ₤0.00 | UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| InsureandGo | N/A | ₤0.00 | ₤1.00 | UK ATM: 1.50% (min ₤1.40, max ₤7.50). Per withdrawal Foreign ATM: 2.00% (min ₤2.40, max ₤10.00). Per withdrawal | |
| Oakam Maestro Prepaid Card | N/A | ₤5.00 | ₤4.50 | UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| 360money SplashPlastic | N/A | ₤5.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| The News Of The World Pay Monthly | N/A | ₤6.49 | ₤4.99 | UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| The News Of The World Pay As You Go | N/A | ₤6.49 | ₤0.00 | UK ATM: 1.50% (minimum 99p, max ₤1.50). Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Red88 - Chinese prepaid MasterCard | N/A | ₤13.95 | ₤3.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| Tuxedo Pay As You Go | N/A | ₤9.95 | ₤0.00 | UK ATM: 1.50% (minimum 99p, max ₤1.50) Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| payzone worldwide money | N/A | ₤6.99 | ₤0.00 | UK ATM: ₤1.00 Per withdrawal Foreign ATM: ₤1.00 Per withdrawal | |
| cashplus Gold Active | N/A | ₤9.95 | ₤4.95 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| EasyKard Prepaid | N/A | ₤9.95 | ₤2.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: 3.00% Per withdrawal | |
| cashplus Gold Flexi | N/A | ₤9.95 | ₤0.00 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawal | |
| The Sun Prepaid MasterCard | N/A | ₤6.49 | ₤0.00 | UK ATM: 1.50% (99p minimum, ₤1.50 maximum) Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Lloyds TSB Travel Money Card | N/A | ₤7.50 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| Just Cash (N&N Financial Solutions) | N/A | ₤7.95 | ₤3.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| Club 18-30 | N/A | ₤8.95 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| Sterling Card | N/A | ₤8.95 | ₤5.95 | UK ATM: ₤2.50 Per withdrawal Foreign ATM: ₤2.50 Per withdrawal | |
| The On-X Prepaid Maestro Card | N/A | ₤8.98 | ₤0.00 | UK ATM: ₤2.00 Per withdrawal Foreign ATM: 2.75% Per withdrawal | |
| Tuxedo Prepaid | N/A | ₤9.95 | ₤0.00 | UK ATM: 1.50% Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Virgin Prepaid | N/A | ₤9.95 | ₤0.00 | UK ATM: 2.95% Per withdrawal Foreign ATM: 3.50% Per withdrawal | |
| Speedcard VEC | N/A | ₤9.95 | ₤2.45 | UK ATM: ₤1.20 Per withdrawal Foreign ATM: ₤1.20 Per withdrawal | |
| Tuxedo Pay Monthly | N/A | ₤9.95 | ₤4.99 | UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawal | |
| Ministry of Sound | N/A | ₤9.99 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| Crystal | N/A | ₤9.99 | ₤2.99 | UK ATM: 1.75% Per withdrawal Foreign ATM: 2.25% Per withdrawal | |
| B&F Prepaid | N/A | ₤9.99 | ₤3.99 | UK ATM: Free Per withdrawal Foreign ATM: 2.50% Per withdrawal | |
| Post Office Travel Money Card | N/A | ₤0.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawal | |
| CrewCard | N/A | ₤10.00 | ₤1.00 | UK ATM: ₤1.45 Per withdrawal Foreign ATM: ₤2.50 Per withdrawal | |
| Gap Year | N/A | ₤9.95 | ₤4.95 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawal | |
| BREAD | N/A | ₤10.00 | ₤0.00 | UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.99 Per withdrawal | |
With a prepaid card, you use your own money and not that borrowed from a financial provider.
Other disadvantages include:
