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Prepaid cards – who uses them?

People with bad credit history who have been refused bank accounts or credit cards can benefit from a prepaid card. Someone with poor credit ratings can have wages paid onto their card or use it like a normal credit card when making purchases More...

CardRateDurationBT FeeTypical APR
FairFX Dollar Currency CardN/A ₤ 0.00 ₤0.00 UK ATM: $2.00 Per withdrawal Foreign ATM: $2.00 Per withdrawalApply / Details
FairFX Euro Currency CardN/A₤0.00 ₤0.00 UK ATM: €1.50 Per withdrawal Foreign ATM: €1.50 Per withdrawalApply / Details
Caxton Euro CardN/A₤0.00 ₤0.00 UK ATM: €2.00 Per withdrawal Foreign ATM: €2.00 Per withdrawalApply / Details
Caxton Dollar CardN/A₤0.00 ₤0.00 UK ATM: $3.00 Per withdrawal Foreign ATM: $3.00 Per withdrawalApply / Details
3V Prepaid VoucherN/A₤0.00 ₤0.00 Apply / Details
QuidityN/A₤5.00 ₤0.00 UK ATM: £1.50 Per withdrawal Foreign ATM: £1.50 Per withdrawalApply / Details
Prime Payment CardN/A₤3.00 ₤0.00 UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
InsureandGoN/A₤0.00 ₤1.00 UK ATM: 1.50% (min ₤1.40, max ₤7.50). Per withdrawal Foreign ATM: 2.00% (min ₤2.40, max ₤10.00). Per withdrawalApply / Details
Oakam Maestro Prepaid CardN/A₤5.00 ₤4.50 UK ATM: 75p Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
360money SplashPlasticN/A₤5.00 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
The News Of The World Pay MonthlyN/A₤6.49 ₤4.99 UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
The News Of The World Pay As You GoN/A₤6.49 ₤0.00 UK ATM: 1.50% (minimum 99p, max ₤1.50). Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
Red88 - Chinese prepaid MasterCardN/A₤13.95 ₤3.95 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤3.00 Per withdrawalApply / Details
Tuxedo Pay As You GoN/A₤9.95 ₤0.00 UK ATM: 1.50% (minimum 99p, max ₤1.50) Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
payzone worldwide moneyN/A₤6.99 ₤0.00 UK ATM: ₤1.00 Per withdrawal Foreign ATM: ₤1.00 Per withdrawalApply / Details
cashplus Gold ActiveN/A₤9.95 ₤4.95 UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawalApply / Details
EasyKard PrepaidN/A₤9.95 ₤2.95 UK ATM: ₤1.50 Per withdrawal Foreign ATM: 3.00% Per withdrawalApply / Details
cashplus Gold FlexiN/A₤9.95 ₤0.00 UK ATM: ₤2.00 Per withdrawal Foreign ATM: ₤3.00 Per withdrawalApply / Details
The Sun Prepaid MasterCardN/A₤6.49 ₤0.00 UK ATM: 1.50% (99p minimum, ₤1.50 maximum) Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
Lloyds TSB Travel Money CardN/A₤7.50 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
Just Cash (N&N Financial Solutions)N/A₤7.95 ₤3.95 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawalApply / Details
Club 18-30N/A₤8.95 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawalApply / Details
Sterling CardN/A₤8.95 ₤5.95 UK ATM: ₤2.50 Per withdrawal Foreign ATM: ₤2.50 Per withdrawalApply / Details
The On-X Prepaid Maestro CardN/A₤8.98 ₤0.00 UK ATM: ₤2.00 Per withdrawal Foreign ATM: 2.75% Per withdrawalApply / Details
Tuxedo PrepaidN/A₤9.95 ₤0.00 UK ATM: 1.50% Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
Virgin PrepaidN/A₤9.95 ₤0.00 UK ATM: 2.95% Per withdrawal Foreign ATM: 3.50% Per withdrawalApply / Details
Speedcard VECN/A₤9.95 ₤2.45 UK ATM: ₤1.20 Per withdrawal Foreign ATM: ₤1.20 Per withdrawalApply / Details
Tuxedo Pay MonthlyN/A₤9.95 ₤4.99 UK ATM: 50p Per withdrawal Foreign ATM: ₤2.25 Per withdrawalApply / Details
Ministry of SoundN/A₤9.99 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
CrystalN/A₤9.99 ₤2.99 UK ATM: 1.75% Per withdrawal Foreign ATM: 2.25% Per withdrawalApply / Details
B&F PrepaidN/A₤9.99 ₤3.99 UK ATM: Free Per withdrawal Foreign ATM: 2.50% Per withdrawalApply / Details
Post Office Travel Money CardN/A₤0.00 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤2.00 Per withdrawalApply / Details
CrewCardN/A₤10.00 ₤1.00 UK ATM: ₤1.45 Per withdrawal Foreign ATM: ₤2.50 Per withdrawalApply / Details
Gap YearN/A₤9.95 ₤4.95 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.50 Per withdrawalApply / Details
BREADN/A₤10.00 ₤0.00 UK ATM: ₤1.50 Per withdrawal Foreign ATM: ₤1.99 Per withdrawalApply / Details

or electronic payments.

Persons under 18 can benefit from a prepaid card in a number of ways.

1) They have the ability to make purchases which previously required a credit card
2) They can learn the value of budgeting
3) Gain valuable experience in using plastic for purchases
4) Stay within a limit dictated by their parents.

Prepaid cards are a source of security for the budget conscious and those who have difficulty living within their means. People who are suffering from debt problems or are trying to save money can rely on a prepaid card to restrict their spending to affordable amounts. For credit card users who find mounting interest rates stressful, a prepaid card can take the worry out of money.