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Credit Reports Guide & Advice – Debts

Credit Reports

“Around 8.6m Britons will be refused credit by 2011,” Datamonitor.

The condition of your credit report will directly influence how successful you are when applying for a loan, credit card or mortgage. The credit report is the holy grail lenders look for when they come to assess your risk potential – and these days lenders are taking very few risks.

Now is the time to ensure your credit report is up-to-date, accurate and watertight. That means free of any erroneous or otherwise incorrect entries.

Checking your credit report is simple and best of all free - get your copy here.

How we can help you

Recognising the importance of a blemish free credit report, we have teamed up with Experian to offer you the chance to get a free copy of your credit file. And because Experian is a leading credit agency used by almost every lender, if you have had difficulty applying for loans, it may be that your credit report needs urgent attention.

If you have applied for a debt consolidation loan for instance, but have been rejected because of a bad credit report, you need to speak to us. Our debt specialists can help you reduce or clear your debt using our Debt Management Plan or Individual Voluntary Arrangements (IVA).

Contact Us

If you would like to discuss repaying or clearing your debts we would like to speak to you. Please call us on 0800 520 0923 or contact us online, where our friendly debt advisers will be happy to help.

Remember to obtain a copy of your credit report free of charge.