Debt Help

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Feeling poorly because of debt? Then this section may be just what the doctor ordered. Here we look at the two most popular means of clearing unmanageable debt – Bankruptcy and IVA.

Our debt advice is for anyone with debt problems and because Debts is impartial we help you explore all your options so you can choose the one that best meets your needs. We also put you in contact with professional companies, like The Debt Clinic who specialise in the various forms of debt help, such as bankruptcy or IVAs. So for some fast and effective debt relief, drop into the clinic and

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Also, we have debt help for businesses as well as some important information for people dealing with bailiffs. More...

Bankruptcy

If your debt has become unmanageable and you would like to have your debt written off, then you could consider bankruptcy. Debt help in the form of Bankruptcy is always a last resort and one that should be weighed up very seriously with the long term consequences in mind. If you need help with bankruptcy then get informed first, and seek advice second – this site will help you do both. Visit our Bankruptcy section for a comprehensive guide to this debt solution before you seek advice.

If you do wish to contact a firm who specialises in bankruptcy, visit our Debt Help Providers page for listings.

IVA

Individual Voluntary Arrangements are a popular alternative to bankruptcy because it enables the debtor to keep their assets and write off much of their debt – as much as 75% in some cases. An IVA gives you protection from creditors and allows you to repay your debt in affordable monthly payments. Visit our IVA section for more information and take care to consider IVA disadvantages before you make a decision.

If you wish to speak to a company about an IVA, visit our Debt Help Providers page for listings.

Business Insolvency

If you are in danger of going bust then you have come to the right place. Our Business Insolvency pages offer practical debt help for business owners who are operating as a limited company, a partnership or as a sole trader. Find out how to reduce business overheads, improve cashflow and how to avoid business insolvency. If you need to speak to a company who deal with insolvency for business, visit our Debt Help Providers directory for listings.

Bailiffs

If you are visiting us because you need help with bailiffs, then you will be glad to know we explain your rights in plain English so you know what you can and can’t do the next time a bailiff pays a visit. Of equal importance is bailiffs rights, they are entitled to carry out certain duties but it pays to know where their entitlements start and end. Check out our page on bailiff charges as well as our guide on seizure of goods which has some key tips on how to negotiate with a debt collector.

For a complete overview of bailiffs, who they are and what they do, click here.