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    <title type="text">Debt Forum</title>
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    <rights>Copyright (c) 2010</rights>
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    <entry>
      <title>IVA</title>
      <link rel="alternate" type="text/html" href="http://www.debts.org/index.php/forum/viewthread/4/" />      
      <id>tag:debts.org,2008:index.php/forum/viewthread/.4</id>
      <published>2008-01-03T11:16:28Z</published>
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      <author><name>Damien Strain</name></author>
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        <p>Can anyone recommend a good IVA company? Also, has anyone had any bad experiences with an IVA and could perhaps suggest another alternative to bankruptcy? Thanks. D. Strain.
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    </entry>

    <entry>
      <title>What happens if I default on my IVA&#63;</title>
      <link rel="alternate" type="text/html" href="http://www.debts.org/index.php/forum/viewthread/31/" />      
      <id>tag:debts.org,2009:index.php/forum/viewthread/.31</id>
      <published>2009-03-16T15:35:49Z</published>
      <updated></updated>
      <author><name>mrbonner</name></author>
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        <p>If my personal cirucmstaces change and I can&#8217;t meet the IVA repayments, what is likely to happen? Is bankruptcy the only outcome?
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