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    <title type="text">Debt Forum</title>
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    <rights>Copyright (c) 2009</rights>
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    <id>tag:debts.org,2009:12:22</id>


    <entry>
      <title>All for a £60 fine I did not receive :&#45;(</title>
      <link rel="alternate" type="text/html" href="http://www.debts.org/index.php/forum/viewthread/77/" />      
      <id>tag:debts.org,2009:index.php/forum/viewthread/.77</id>
      <published>2009-09-11T15:21:14Z</published>
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      <author><name>shaks</name></author>
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      <![CDATA[
        <p>Hi everyone,
</p>
<p>
I wonder if you can help me, I have been charged £450 by JBW bailiffs for PCN that was issued in August 2008 on a company car that I was driving by TFL.
<br />
I left the company end of August 2008, my company forwarded my details to TFL who then sent me the PCN which I then appealed the ticket and didn&#8217;t hear anything about it till April 2009 when a bailiff from JBW knocked on my door at 6:30am demanding the £450, I gave them a cheque for £200, and asked them if I could see their warrant because I didn&#8217;t receive any form of notice from Northampton County Court. Once they had left with the cheque, I stopped the cheque with my bank.
</p>
<p>
I made a Statutory Declaration at a Magistrate&#8217;s Court and sent it to both TFL and JBW Bailiffs which both parties ignored. I received threatening calls from JBW saying they will get a locksmith to break in and take all my valuables adding up to the amount they wanted. I told them I would pay in installments which again they ignored and I said I have £150 in my account which they took and told me to pay the balance of £300 by 11Th September 2009 (which was paid today). Before forcing me to pay this money today, I requested a full breakdown of their charges, to this their reply was &#8216;Just pay up&#8217;. I&#8217;m in arrears with my mortgage and am having to pay many bills on the side, I would really appreciate any advice you could give to help me recover my costs.
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    <entry>
      <title>Banks says test case puts my PPI claim on hold&#63;&#63;&#63;&#63;</title>
      <link rel="alternate" type="text/html" href="http://www.debts.org/index.php/forum/viewthread/28/" />      
      <id>tag:debts.org,2009:index.php/forum/viewthread/.28</id>
      <published>2009-03-16T15:05:34Z</published>
      <updated></updated>
      <author><name>pmcstay</name></author>
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      <![CDATA[
        <p>Is that right? Surely the test cast in the high court refers to bank charges for overdrafts only and not PPI claims? Is the bank telling pork pies to get rid of me?
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      </content>
    </entry>

    <entry>
      <title>Unfair PPI</title>
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      <id>tag:debts.org,2008:index.php/forum/viewthread/.23</id>
      <published>2008-10-16T06:19:58Z</published>
      <updated></updated>
      <author><name>Slinky</name></author>
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      <![CDATA[
        <p>Has anyone reclaimed unfair PPI payments? If so any tips on how to do it, how long it takes etc would be appreciated.
</p>
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