Debt Forum

balifs

2008-01-22T20:56:02+00:00

does anyone know what level of powers balifs have, are they allowed to gain entry to your house and take your goods, how can you stop them?

How extensive does it receive in the direction of set up Debt Consolidation?

2009-08-17T08:46:13+00:00

Hi,
I am newbie in this forum
How extensive does it receive in the direction of set up Debt Consolidation?
I consider that it’s depend on Secured Loans OR Unsecured loans??
Please share your suggestion here…

Debt Relief Order

2009-03-16T00:50:59+00:00

Hi There All I Understand There Is A New System Coming Into Effect In April Namely A “Debt Relief Order” Please Casn Anyone Shed Any Light As To When This Comes Into Force, And What Does One Need To Do To Put This Order Into Place. Many Thanks J

Need Help For Credit Card Debt

2009-04-16T09:07:05+00:00

Hey one of my friend has debt of credit cards and the amount is almost 4000$ with the interest .He has also lost his job. Now he is in critical situation. So what he should do to be out from this debt? Thanks in advance

Where should I put my savings?

2009-03-17T16:06:12+00:00

Can anyone suggest a good way to invest £500 a month now that savings rates are down to about 1%?

Debt management tips - Top 20 tips to Beat Debt

2008-10-15T05:29:14+00:00

1 - Check whether you’re entitled to any additional benefits such as Jobseeker’s Allowance, Maternity Benefit, Income Support or Working Family Tax Credit.

2 - Check whether you’re entitled to any help with rent or Council Tax.

3 - Reduce electricity bills by not leaving appliances on standby. Switch off lights when not in use. Lower the thermostats on radiators to reduce heating costs.
Resource
4 - If you are unemployed or unable to work through illness check if you have payment protection insurance on your mortgage, loans or credit cards; you may be able to have your payments made for you.

5 - Supermarkets’ own brands can often be just as good as the well-known brands but cheaper.

6 - Shop once a week and plan your food. Preparing packed lunches could save around £50.00 per month. Freeze left-over food and re-use.

7 - Cut down on eating out and take-aways.

8 - Drive a small economical car and save on insurance, tax and fuel.

9 - Instead of using the car for short journeys, consider walking, using a bike or public transport. This will save a surprising amount of money while also improving your fitness and health.

10 - Use your local library for books, CDs, DVDs and videos.

11 - Enjoy family activities that don’t cost money. Many museums, galleries and parks are free and make great days out.

12 - Don’t browse around shops and stores; make a shopping list and stick to it.

13 - Try to cut down on cigarettes or, if you can, give them up completely.

14 - Sell unwanted items in the local classifieds or on the Internet - many newspapers offer free advertisements.
15 - Cut down on nights out and drink alcohol in moderation.

16 - Look how to gain study grants. You may be able to study part time to improve your prospects while you work.

17 - Research childcare in your area. There may be council/church-run nurseries and sometimes grants are available. Use family whenever possible for baby-sitting.

18 - Check for work opportunities closer to home. Consider the additional costs of your job e.g. childcare, travel time and expense.

19 - Reduce monthly subscriptions to mobile phones, Internet and satellite television.

20 - Take holidays at off-peak times and choose less expensive packages e.g. self catering.

How to get out of debt ?

2009-05-11T06:25:48+00:00

Hello All Member,

How to get out of debt ?

Please share your suggestion here !!!!!

Loan - Charges

2009-07-29T08:06:19+00:00

I took out a Lloyds TSB Loan for £5,800 over 6yrs.. After paying 1year normal amount and the next 4yrs on a DMP my amount still owing is £5,718 which is practacally the full amount.

It was an unprotected loan is there anything I can do to get this written off or reduced some how as I think paying it for 5yrs should of made a dent in the amount but it doesnt seem very fare that the amount is still high.

debt consolidation

2009-03-30T05:49:48+00:00

Hi, this is rishwa. Iam newly joining this site. U want more information please visit this site. This is very useful to middle class and poor people and online shopping. This is very easy transaction to other people. It is used to all countryes.
==========================

court orders

2009-04-04T11:14:15+00:00

i have recieved some court orders to pay the creditors wich i dont have any ways of paying them as i have be come unemployed the bank will take my last wages as i have bank over draft to pay i have aplied for D.R.O. but dont know how long that will take