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ISA Mortgage

Individual Savings Accounts (ISAs) were by introduced by the government in 1999 to replace PEPs and TESSAs. This type of mortgage is similar to the endowment mortgage, in that it combines the mortgage loan with investment. More...

An ISA can be anything from stocks and shares to cash or life insurance investment. ISAs come in two forms, Maxi ISA and Mini ISA. Maxi ISAs are usually stocks and shares investments, which tend to support mortgages.

The flexibility of an ISA enables you make savings payments at irregular intervals or whenever suits you. Like endowment mortgage plans, however, investment is by nature risky and may not generate enough money by end of mortgage term.

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