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Types of Mortgages

There are many types of mortgages still available despite lenders withdrawing many of the popular mortgage deals from the market. This section allows you to apply for a mortgage right here using our convenient mortgage comparison tables. We understand mortgages can seem a little confusing, however, once you have an understanding of the various types of mortgages and know your variable from your self-cert, you will be in a better position to choose the best type of mortgage for your circumstances – without completely relying on a broker or industry expert for advice. More...

We have taken the fear factor out of shopping for a mortgage by taking a straighforward look at each mortgage product. There are of course pros and cons with every type of mortgage plan, so we have laid both the positives and negatives out in plain English to help you make the correct choice.

In this section, we have pages on the following types of mortgages:

Fixed/Capped
Flexible Mortgage
Discount mortgage
First time buyer mortgage
Self-cert
Buy-to-let mortgages
Adverse credit
Offset
Variable

For information on other mortgage products, visit other mortgage types

Our comprehensive list to mortgage products is not meant to overwhelm you, but rather inform you. The good news is, with such a variety on offer, you have a better chance of finding the right mortgage. The bad news is, if you know next to nothing about property finance, you could get landed with the wrong plan.

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