Credit Ratings

Credit ratings are crucial to surviving the credit crunch. If you would like a loan or a credit card at reasonable rates, a good credit score is vital, as lenders will assess your risk factor based on your credit rating. However, as our expert explains, each lender assesses your credit rating differently and it is your responsibility to ensure your credit record is accurate and up to date. For more essential information on credit ratings, what they are and how they affect you, press play!